How to Pick the Best Online Health Care Degree
Health care is a booming industry that continuously needs skills workers and professional workforces to fulfill the job positions. If you are in the health care industry, the high demand in the industry can create a good opportunity for you to move your health care career to a high level, what you need is a good health care degree that can meet your career goal. Pursuing your health care degree online is a good option that allowed you to continue your current job while study online to earn a health care degree for a brighter future. There are many online health care degree programs available, so how you are going to pick the best online health degree program out of the list?Before you pick the best online health care degree, you need to know what you want with the degree. Health Care industry covers a wide range of fields and each health care degree is designed to serve the need of each field. Alternative medicine, emergency management, psychology and life care planning are different careers in health care industry; there are many other fields in health care, which one is your target career? You need to make clear on your career direction before you decide which online health care to consider.Once you have made up your mind of your preference health care career, your next step is to select an appropriate online health care degree that can meet your career goal. Although searching your preference online degree program is easy and convenient using internet, but time and efforts are needed to find the best online degree program. Besides the need to beware about the potential diploma mills, you should also aware that the same degree program offered by different accredited online universities may carry difference courses. The best thing to get a further understanding about these degrees is requesting all the detail information from the related online universities. The good thing is information requests are free of charge; hence you should fully utilize the free service to get all information you need about your preference online health care degree and compare them against your career goal.The best online health care degree program should be offered by a reputable accredited online university. You want your degree carry the most value and well know by most employers in the health care industry because you will need it to help you in your health care career movement. In term of accreditation, you can always check your preference online universities with the accreditation database provided by CHEA.org. For reputation, you can check it against any complaints filed about your short listed universities at BBB.org.The best online health care degree should gives you the necessary hand on practical and other on job training that are needed for you to familiar with the necessary skills to implement your knowledge and apply it to your job. If the selected online health care degree required these lab and practical works, find out from the online university about their medical partners that near your location that will allow you to perform your practical training.In SummarySelecting the best online health care degree out of the bests is not an easy task. The bottom line is your best online health care degree may not be the best in the market, but it is the best for you because it can fulfill your requirement to achieve your health care career goal.
Health Care – A Populist Solution
It should be obvious by now that the U.S. health care system is not going to be happily corrected from the top down. If we truly had a free-market competitive system with many insurance companies vying for the public’s business, that should bring prices of their service down, right?How can our President be an honest broker in a negotiation with the fabulously wealthy health insurance corporations, the pharmaceutical industry, and others who were major contributors to his election? It simply is not going to happen. These folks have spent a lot of money and time to get their corporations into a position where they have got the most profitable game in town, and — as we have seen with the heavy Wall Street influence on this administration — they are not going to be forced to give it all up, just to make the American people happy.An article recently appeared in the newspaper by T.R. Reid, which gives a rundown of the administrative costs of various health insurance plans around the world, with ours included. The U.S. topped them all at 20% being spent on paperwork, reviewing claims, and marketing. The European countries and Canada ran about 4-6% administrative costs. Taiwan came in the lowest at 1.5%! It shouldn’t require private detective sleuthing around the corridors of power in Washington to help us figure out that Americans are under the thumb of an uncompetitive and — I may as well say it — corrupt system.We have a system where the people with the most to gain, “gain access” to our political leaders with the help of well-connected lobbyists to get their views heard. Then, when election time rolls around, mega-contributions flow into the appropriate party’s account in return for favorable legislation that allows the corporations to maintain their strangle-hold on our shrinking American economy. It’s all a highly-ritualized dance here, but in any Third-World country the same general process is called corruption and influence-buying. The results are the same, whatever we call it.So how do we, as a nation, break free of the hold the Health Care Industry has on our economy? It is really very simple. We must use one of the few freedoms we have left: Boycott these industries that have been overcharging us for years. And give up the naive notion that your elected representatives will negotiate a fairer deal(for you and me) with the industries that paid to put them into office.Now, I know what you’re thinking. You’re thinking, “If I give up my current health insurance and something happens to me or one of my family, we’d be sunk!” You have a point, there.It’s a shame to live in fear of something, out of your control happening to you, isn’t it? But what about the elements of your health that you CAN control? So much of our long term disability develops from simple everyday choices we make that lead to our weight gain, or whether we smoke, whether we drink too much. These are all controllable if we choose. I choose — do you?Are you doing everything you can to reduce your need for health care? There are many peer-reviewed medical studies showing the health benefits of a primarily vegetarian diet, combined with daily cardiovascular exercise, being very effective at reducing bad cholesterol, lowering high blood pressure, maintaining a healthy weight, etc. Are you availing yourself and your family of these proven do-it-yourself healthcare measures?Both Health Reimbursement and Health Savings Accounts Offer More Treatment Options and Lower CostsIf you can afford to enroll in a Health Savings Account and live with a $5000 deductible health insurance policy, this has many advantages, not the least of which is slashing the tribute you pay for unused medical care you will get through a standard health care policy. If you are in a high-risk profession where major injury is possible, then this may not work for you. For most people, however, it will.How about we boycott the pharmaceutical drug industry to the extent we can?Take a hard look at the prescription drugs you and your family take. How many are really necessary? In many cases, Big Pharma has just cooked up drugs that are letting you slide by without changing your unhealthy habits of eating, drinking, smoking, and not enough physical activity. They have dreamed up new “medical conditions” like GERD (gastric reflux) which in many cases is just caused by what used to be called indigestion — you ate a bunch of greasy, fatty food just before bed and, as your stomach churned and labored to digest this overly-rich mess, the stomach acid backed up your esophagus. Are you willing to stop eating like that, to save yourself money and be part of a movement to get the attention of the pharmaceutical industry?Are you willing to quit eating pepperoni pizza for a midnight snack? What ARE you willing to do to get your freedom back from the sickness-care and prepared food industries who are getting rich off a tag team attack on your health?In these hard times — and no, the downturn is far from over — wouldn’t it be smart to stop paying so much for fattening foods and the medical problems they cause?Go down the list of pharmaceuticals you take, read some books on the subject of legitimate alternative diet and health practices that would make these drugs unnecessary. Then, take personal action yourself to correct the problem. I must warn you, under threat of prosecution, that if your doctor has you on statin drugs or some other major medication, that you must get the help of another doctor to help wean you off them. Dr. Dean Ornish and Dr. Caldwell Esselstyn have some good books out that can give you solid proof that what I am saying is true and do-able.Dr. Esselstyn has a list of health care professionals on his Web site who can help transition you off many pharmaceutical meds. Another good source for this information is Dr. John McDougall — offered for free on his Web site.It can be done, the only question is whether the American consumer of so-called health care products and services will have the courage and gumption to do anything about it. The average American has a clear choice here: to continue their comfortable habits, even though they are growing slowly fatter and sicker, or to make a stand for freedom, when all the odds are stacked against them? It won’t be easy, but nothing feels as good as freedom and trouncing a bunch of rich fat-cats who have been ripping you off for years!Our politicians don’t care as much about our little votes as they desperately seek the huge campaign contributions of the Pharmaceutical and Health Insurance Industries. We have no power unless we learn — and we can learn — to live without most of these rip-off-priced health care services.It will take a consumer revolt — a Boycott — over a period of time, to get the attention of the industries that own the political power in the USA.All Big Pharma understands is the bottom line. If their sales in this country go down, they will be forced to listen and do something. (Have you read the list of side-effects? You are better off not consuming these pills anyway — there are legitimate doctors who can provide you with healthy alternatives.)What we need to do is make it clear that Big Health Insurance is next on our boycott listTo a great extent, what I am proposing is already taking place. Many people, like me (and perhaps you, too?) are offended by the high costs and narrow options for treatment our present medical/insurance system offers, so we’re not participating. The Obama administration has made some noises about making it compulsory that everyone — Everyone?! — pay into a health insurance system, except Senators and Congressmen and -women and, of course the President. We’ll see how that goes over.Most of the diseases that kill us and those that disable us are preventable. Our diet is the biggest source of our fatal diseases. We have been brainwashed since childhood to overlook this obvious culprit that causes us so much pain and frustration. It is up to us to start seeing the elephant in the room and retake our freedom and a large part of our personal budget back from the people who are profiting off our food-caused sickness.The only question is, ” How much abuse will Americans take at the hands of the overpriced Health Care Industry before we stop being played for suckers?”Stop begging the politicians for help and get healthy. It’s free! Show the Symptom-Relief industry you don’t need them any more!Then prices will come down as we negotiate from a position of power. Cut out the middlemen — the insurance industry — and pay cash for services you want. That’s how the consumer gets a bargain in any negotiation, not by asking the federal government to add a new layer of bureaucratic expense.
Benefits of Choosing the Correct Weight Loss Program For Fast Weight Loss!
The best way to lose weight is not to crash diet or have bursts of exercise, but to make slow changes. The best way to make these changes and stick to them is to make a weight loss program. This can be used to set out your targets, how you are going to achieve them, and changes as they occur.In order to lose weight you need to asses your energy intake. Food is used as energy for your body, and any energy not used is stored as fat. It is therefore essential that you only take in the energy you need and increase your activity level in order to lose weight. When reducing your calorie intake, it is essential that you make changes that you are likely to stick to as crash diets may lead to ‘yo-yo’ dieting. Eating around 300-500 calories less per week will lead to a weight loss of 1-2lbs a week, while it is not much weekly it adds up to around 52lbs per year. It is also important not to skip meals as this might cause you to overcompensate later in the day and snack more. Increasing activity levels can be done easily for example trying to do 20 minutes of walking a day, such as walking short journeys than using the car. By finding something that you enjoy you are more likely to stick to it.By using a weight loss program you can implement these changes and stick to them. It may also work best if you write your plan down, keeping a note of your targets, changes in weight and achievements to help you keep on track. Whilst you may not see any immediate changes, stick with it. Don’t let any weight gain put you off, and instead look at your program and see if anything needs to change, such as increasing your activity levels. And when you reach your goals celebrate by treating yourself to something such as a night out or a new outfit to make your weight loss even sweeter.Another aspect of your weight loss program could be a food diary. By writing down all the food and drink you take in during the week you will find it easier to see where you are going wrong. You can review the diary at the end of each week to get a clearer picture of just how much calories you really are consuming. If your diet looks healthy and yet you still aren’t losing any weight, you could need to look at your portion sizes to make sure you are simply not eating too much.Any changes that you do make will be most effective if introduced gradually. This will mean that you are more likely to stick to them, meaning you can introduce more without feeling under too much pressure. Easy changes to make include; swapping white bread for brown bread, full fat milk for half fat milk, cutting out snacks etc. You should also choose a weight loss program that encourages gradual weight loss rather than immediate weight loss. By doing this, the weight you lose is more likely to stay off and, by setting achievable monthly targets rather than unrealistic weekly targets, you are more likely to meet them.When choosing a weight loss program it is important that you choose one that is right for you. The most important factor to consider is your health, so don’t be choosing a plan that has outrageous claims and could possible be risky. Set achievable goals and make changes that you are likely to stick to for the rest of your life, keeping the weight off for good.The best way to lose weight is not to crash diet or have bursts of exercise, but to make slow changes. The best way to make these changes and stick to them is to make a weight loss program. This can be used to set out your targets, how you are going to achieve them, and changes as they occur.In order to lose weight you need to asses your energy intake. Food is used as energy for your body, and any energy not used is stored as fat. It is therefore essential that you only take in the energy you need and increase your activity level in order to lose weight. When reducing your calorie intake, it is essential that you make changes that you are likely to stick to as crash diets may lead to ‘yo-yo’ dieting. Eating around 300-500 calories less per week will lead to a weight loss of 1-2lbs a week, while it is not much weekly it adds up to around 52lbs per year. It is also important not to skip meals as this might cause you to overcompensate later in the day and snack more. Increasing activity levels can be done easily for example trying to do 20 minutes of walking a day, such as walking short journeys than using the car. By finding something that you enjoy you are more likely to stick to it.By using a weight loss program you can implement these changes and stick to them. It may also work best if you write your plan down, keeping a note of your targets, changes in weight and achievements to help you keep on track. Whilst you may not see any immediate changes, stick with it. Don’t let any weight gain put you off, and instead look at your program and see if anything needs to change, such as increasing your activity levels. And when you reach your goals celebrate by treating yourself to something such as a night out or a new outfit to make your weight loss even sweeter.Another aspect of your weight loss program could be a food diary. By writing down all the food and drink you take in during the week you will find it easier to see where you are going wrong. You can review the diary at the end of each week to get a clearer picture of just how much calories you really are consuming. If your diet looks healthy and yet you still aren’t losing any weight, you could need to look at your portion sizes to make sure you are simply not eating too much.Any changes that you do make will be most effective if introduced gradually. This will mean that you are more likely to stick to them, meaning you can introduce more without feeling under too much pressure. Easy changes to make include; swapping white bread for brown bread, full fat milk for half fat milk, cutting out snacks etc. You should also choose a weight loss program that encourages gradual weight loss rather than immediate weight loss. By doing this, the weight you lose is more likely to stay off and, by setting achievable monthly targets rather than unrealistic weekly targets, you are more likely to meet them.When choosing a weight loss program it is important that you choose one that is right for you. The most important factor to consider is your health, so don’t be choosing a plan that has outrageous claims and could possible be risky. Set achievable goals and make changes that you are likely to stick to for the rest of your life, keeping the weight off for good.
What are anti-ligature blinds?
Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.
Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.
Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.
How do they work?
There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.
The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.
Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.
If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.
Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.
Complete weight loss strategy
For those who want to lose weight
Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.
So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.
I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.
A few key myths about losing weight
The weight loss myth of eating less and moving more
The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.
Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.
Stop taking diet pills and meal replacements
At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.
The key to understanding how to lose weight
You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!
You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.
Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf
In the middle of this picture is the heat balance
So we can know that calorie balance is very important
But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites
If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).
When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.
However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.
Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.
When losing weight, the body is like a factory
For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.
Think of the body as a factory
-Your hormones are the managers and workers of factory operations
-Inflamed condition is how good factory machinery and hardware are
-Calorie intake is wages for factories as well as fuel
If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.
Hormones vs Weight Loss
This study looked at the effects of sleep and weight loss
Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542
Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.
There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.
This next study looks at the effect of insulin sensitivity on body composition!
Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290
Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.
We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.
To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.
If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.
With so many ways to eat on the internet, which diet should I try?
When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals
When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.
I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight
But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.
For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.
Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79
The study concluded:
-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful
-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.
But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable
Lose weight with a high-carb diet.
So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!
The Negative Impact of E-Levy on Mobile Banking.
DEFINITION OF TERMS
Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.
ADVANTAGES OF MOBILE BANKING
Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:
Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.
Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.
Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.
Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.
Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.
Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes
DISADVANTAGES OF E-LEVY ON MOBILE BANKING
The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:
Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.
Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.
Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.
Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.
EFFECT OF MOBILE BANKING — CASE STUDIES
The decision to impose taxes on mobile bank transactions will trigger so many problems.
Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.
Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).
Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.
Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.
Reference:
https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/
Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).
Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.